unfortunately, no matter you are in CTP or 3rd party insurance, you cannot claim from your insurance company because it is your fault and you need to pay by yourself... you can claim in this case only if you purchase comprehensive insurance.
the owner must contact you but it will normally take 1-3 months if the owner left it to their insurance company to handle it.
i crushed other people's car before too. the owner contact me nearly 6 months later. i am very happy before he contacted me because i think he does not want his money back (i am silly ><) |